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And you thought you had it bad....
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In Holland:
A test is going to run in a few weeks, where young drivers are getting a
black box in their car and their every move is being tracked by satellite.
According to the insurance-companies, this will result in a decrease of
insurance to be paid. If this test is succesfull, there is a great
possibility the black box will be implemented in every car (or pressumably
face the fact that you cannot be insured). People who drive in big cities
will have to cough up more premium. This also ties in nicely with the
pay-per-mile scheme the government is going to implement...
In other words: here we go....
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When I went to Rotterdam, the police were flagging down mopeds and putting
them on a mobile dyno...
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That'd be a laugh. I can imagine the reaction of the spotty teens.
"Four point seven! YESSS!! Told you that Gianelli pipe was the
bollocks!"
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It is a laugh, the police, camera, action type programs here show those
spotty yoofs with just that reaction. And a bit of guilt, because they have
to for the cameras
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That's been happening as a trial in the UK for a while, I think - Norwich
Union or someone like that. Basically, young scrote pays less for daytime
driving.
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And you, I or anyone else who exceeds a speed limit pays more. And, in
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Are you *sure* about that?
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As sure as I can be. People who drive like nuns, never exceed limits,
etc etc will pay less. Those who don't will pay more. It's what inscos
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I've just had a look at NU's web site, and read a couple of articles.
The system does not factor in the speed driven. It *does* factor in
the *type* of road:
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I've just used their calculator - they can't even get remotely close
to what Direct Line can offer me on a normal policy.
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"Roads with 20, 30 or 40mph limits are more risky than motorways.
Norwich Union will charge Pay As You Drive customers 12p a mile if
they travel on an urban road at peak times, falling to 7p a mile
off-peak. However, motorway driving will cost only 1.5p a mile during
peak hours and 1p a mile at other times.
Different rates also apply for dual carriageways and single-lane roads
with 50 or 60mph speed limits. Driving on a dual carriageway will cost
2.5p a mile in peak hours and 1.5p off-peak, while the peak rate on 50
and 60 mph roads is 6p a mile, compared with 4p at other times."
(from
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do anyway, with the data they already have (ie: a person's accident
and conviction record).
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Assessing risk is what they do, and in principle, charging more
depending on how fast you drive would work. However, this is not what
NU currently do.
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Fair enough. Want to bet how long it will be before they do, though?
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the fullness of time, the information on your driving, speed,
location, where you went, etc will be passed onto any government
agency who requests it.
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Quite. You know, I've not felt like going on a demo for years. But I've got
to the point of (un) civil disobedience.
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Yep, it's NU.. I know a few people involved with the project.
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From what I saw of that particular project, it actually looked quite
sensible - and it was optional, of course. It could save young drivers
money. I don't know about the cloggy project, thobbut.
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