CIHAGM insurance.

Insurance on the Triumph is due in a month or so, and I would like a
multi-bike policy for all three bikes in my .sig.

Who covers multi-bikes and gives CIHAGM cover at the same time? I only

Auntie Carole.

(Says the man with six bikes)

OK, I'll give them and M/c Direct a call in the morning.

Thanks to all.

I use these for my bikes and CIHAGM.
http://www.expressinsurance.co.uk/web/bike_insurance.html

ask because scouring the net doesn't give me any clues. If the policy is
cheap enough breakdown cover won't be needed as I'll source that
elsewhere.

I got this on my policy, and I get to see Carole's nashers..

Motorcycle Direct.

my multibike CIHAGM policy is with

Footman James. My policy covers two and it's not a classic policy but check
any stipulations at night. I had the fact that if it was not garaged
between the ours of 10:00pm and 6:00am at the agreed address and it was
vandalised or stolen I would not be covered.

I told them when I took the insurance three years ago the bikes are kept in
my garden as I have no garage. I queried this with them (insurance just
renewed this week) and said if they couldn't be covered in the garden I
would have to look elsewhere. The details were subsequently changed and my
bike's are covered by the insurance in the garden at night.

I went with Ebike as they were a lot cheaper. No CIHAGM cover which is a
minor inconvenience for me.

I can second EBike from a cost point of view. Cheap for my 3 bikes.

If I *wanted* CIHAGM coverage then I would choose between CNash & Hastings
Direct. Both firms are brokers and can offer a range of policies with
differing conditions. Usually, adding CIHAGM adds a bit to the premium. I
find that, mostly, CN & HD sales droids are fairly clued up unlike many of
the alternatives.

CNash always offer me a policy underwritten by Chaucer as their cheapest. I
always reject this offer as a) it does not give CIHAGM coverage and b) the
territorial limits exclude some places I might visit. When I went to
Croatia I had to get them to issue a policy by Royal Sun Alliance.

So, in summary, whoever you phone[1] you need to ask questions and if they
are a broker find out other options from different underwriters. You might
get everything you want by simply paying an extra tenner to a different
underwriter.

Re. the breakdown, see my reply to darsy, but you might be better off with
RAC/AA cover for you as an individual rather than a vehicle based policy

[1] forget the web for anything other than a 1 bike policy as you need to
haggle

EBike let me add/remove bikes to my policy online, I've never spoken
with them, never had any problems.