Home
Classic
Harley
Yamaha
Suzuki
Ducati
Triumph
Honda
Kawasaki
Aprilia
Moto Guzzi
BMW
Buell
Morini
Royal Enfield
Racing
Tarmac
Track
Motocross
Trials
Mechanics
Chain
Oil
Battery
Tank
Carb
Horn
Lights
Brakes
Clutch
Cylinder
Gears
Wheels
Tyres
Chassis
Exhaust
Suspension
Misc

Insuring a bike in high season



As I'm picking up my new old '04 Tiger 955i on Saturday I thought it
would be a good idea to insure it.

It's worth about £3.5k and I'm trying to work out if I should insure
it Fully Comp or just TPF&T.

Quotes for Fully Come are all coming up at around the £500 mark for 12
months, but I do realise that I'm insuring it in high season. My
I know it's a terrible thing to let out, but it's true.

normal insurance renewal date is mid March when the prices are better.

Auntie Carole are quoting me £418 to swap the bike over on my policy
from my TPF&T Bandit to Fully Comp Tiger. That's does look like a
quote on the 'good' side of extortionate until I realised that the
£418 is the charge for swapping the bike over from now until next
March.

Am I doing something wrong?
Yeah, I appreciate all that. However, Carole Nash wants £418 to
renewal time (6 months) whereas plenty of other companies want
£450-£500 for 12 months. I'm trying to work out why Carole Nash's
policy would work out at over £800 a year when I've been with her for
two years and most other companies are nearly half that.
I was leaning more and more towards that option. It would also give
me more time to think about Mr. Bandit.


I'll ring her tomorrow to make sure that she has all of the correct
details for her 'random number generator' quote.