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Insuring a bike in high season
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As I'm picking up my new old '04 Tiger 955i on Saturday I thought it
would be a good idea to insure it.
It's worth about £3.5k and I'm trying to work out if I should insure
it Fully Comp or just TPF&T.
Quotes for Fully Come are all coming up at around the £500 mark for 12
months, but I do realise that I'm insuring it in high season. My
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I know it's a terrible thing to let out, but it's true.
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normal insurance renewal date is mid March when the prices are better.
Auntie Carole are quoting me £418 to swap the bike over on my policy
from my TPF&T Bandit to Fully Comp Tiger. That's does look like a
quote on the 'good' side of extortionate until I realised that the
£418 is the charge for swapping the bike over from now until next
March.
Am I doing something wrong?
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Yeah, I appreciate all that. However, Carole Nash wants £418 to
renewal time (6 months) whereas plenty of other companies want
£450-£500 for 12 months. I'm trying to work out why Carole Nash's
policy would work out at over £800 a year when I've been with her for
two years and most other companies are nearly half that.
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I was leaning more and more towards that option. It would also give
me more time to think about Mr. Bandit.
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I'll ring her tomorrow to make sure that she has all of the correct
details for her 'random number generator' quote.
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