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Bennets vs Carol Nash vs Bike Team
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Got my renewal from Bennets - £339 (with Zenith as previous years) -
49yo CBR1100XX no claims or convictions, fully comp SD&P only, fairly
low mileage.
Had a look at Carol Nash - quoted £287 with Equity Red Star, and free
breakdown, I assume.
Went to Bike Team - they quoted £224, also with Equity Red Star (but
no breakdown cover, so probably about the same as CN).
Didn't take quote at the time, then received an email from Bike Team,
with new quote of £162, also with Equity Red Star. Accepted that, and
actual docs say premium of £115 (I assume the difference is protected
NCB, legal cover etc). This quote also has a lower excess than the
others (£300 instead of £450).
I think that's a result?
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apart from the policy being with ERS, you're probably right.
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Ah. Yes, well spotted. I noticed the CN was with ERS[1] but glossed over
the Bike Team one. They have a terrible reputation, especially in BMW
circles, as they are/were the main underwriter for BMW's own insurance
scheme.
ERS has been taken over by a bunch of Antipodeans, IAG. So have Hastings
Direct. Perhaps they will improve with new owners...
[1] thought it was odd as CN has been taken over by Groupama and I sort of
assumed all policies, like mine, would be underwritten by them.
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My claim with ERS was as smooth as you like. No complaints here at all.
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And mine was fine too, barring the (expected) discussion regarding claim
value.
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Perhaps Alice Springs is the new Bangalore...
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